Platform Partner FAQs

Feesable is built for three core audiences:

• B2B Lending Startups – Companies that specialize in credit and want scalable distribution without building channel partnerships from scratch.
• SaaS Providers & Marketplaces – Platforms that want to embed lending as a revenue stream without becoming a fintech.
• Platform Businesses – Ecommerce, real estate, professional services, gig economy platforms looking to offer financing to their users.

We're not targeting end-borrowers directly. We empower the places where businesses transact.

Two things:

1. We take risk. Unlike pure SaaS providers, Feesable optionally takes junior or mezzanine risk in loans we help originate. This means we're accountable for credit quality and are committed to the entire process.
2. Modular infrastructure, not monolithic platforms. You can pick and choose: embedded lending APIs only, debt capital operations only, or both. Plus optional balance sheet participation through Feesable Capital.

We're the first true B2B Lending-as-a-Service platform infrastructure that connects platforms, lenders, and capital markets.

You can pick and choose. Feesable's infrastructure is modular:

• Embedded Lending – Use our origination, KYC/KYB, credit decisioning, and servicing infrastructure.
• Debt Capital Operations – Use our DCM tools for lender reporting, covenant management, borrowing base calculations, etc.
• Feesable Capital – Optional junior/mezzanine risk participation from our balance sheet.

Many partners start with just one product and expand as they scale. We're flexible.

We're currently focused on the Gulf Cooperation Council (GCC) countries: Saudi Arabia, UAE, Kuwait, Bahrain, Qatar, and Oman.

Our infrastructure is designed to scale globally, and we're building for expansion beyond MENA. If you're outside the GCC and interested, get in touch. We'd love to explore partnership opportunities.

Integration timelines depend on your setup, but typical milestones are:

• Week 1-2: Sandbox access, documentation review, initial API calls
• Week 3-4: Integration build, testing, webhook setup
• Week 5-6: UAT, compliance review, go-live preparation

Most partners are live in production within 4-6 weeks. We provide dedicated technical support throughout.

Yes, by default. "Feesable stays invisible" is our commitment to platforms.

Your end-users see your brand, not ours. We provide the infrastructure layer in the background - origination, decisioning, servicing, reporting - but the customer experience remains entirely yours.

Our typical integration path:

1. Partnership Discussion – Understand your use case, platform, and user base.
2. Sandbox Access – Get API keys and documentation.
3. Build & Test – Integrate endpoints, test decisioning, configure webhooks.
4. UAT & Compliance – Run user acceptance testing and compliance review.
5. Go Live – Launch in production with dedicated support.

We provide SDKs (JavaScript, Python, etc.), embeddable widgets, and REST APIs. Choose the approach that fits your tech stack.

We offer both:

• REST APIs – For full control and customization.
• SDKs – Pre-built libraries in popular languages (JavaScript, Python, etc.).
• Embeddable Widgets – Drop-in components for faster go-to-market if you don't want to build UI from scratch.

Choose the integration path that fits your technical capabilities and timeline.

We provide dedicated technical support during integration and beyond:

• Developer documentation and API reference
• Sandbox environment for testing
• Dedicated integration support via email/Slack
• Webhook configuration and monitoring
• Ongoing support post-launch

Contact us at support@feesable.ai for technical inquiries.

Embedded Lending is complete loan origination infrastructure:

• KYC/KYB Verification – Identity and business verification at onboarding.
• Credit Decisioning – Automated scoring with explainable models.
• Dynamic Pricing – Real-time risk-based pricing and offer generation.
• Loan Servicing – Payment processing, collections, reporting.
• APIs, SDKs, Widgets – Choose your integration path.

Everything you need to launch lending without building fintech from scratch. Learn more.

Debt Capital Operations is institutional-grade DCM infrastructure:

• Credit Facility Modeling – Digitize every funding line, limit, and term.
• Covenant Management – Real-time monitoring of legal and financial covenants.
• Borrowing Base Calculations – Automated eligibility updates based on live portfolio data.
• Lender Reporting – Investor-ready packs, variance reports, audit trails.
• SPV Structuring & Forward-Flow – Support for securitization and warehouse facilities.

Built for lending startups scaling debt capital and platforms securitizing portfolios. Learn more.

Feesable Capital is our optional balance sheet participation. We are open to take junior or mezzanine risk in loans that we help originate, putting our money where our mouth is.

Why does this matter?

• We're accountable for credit quality, not just providing software.
• Skin in the game aligns our incentives with yours and your lenders.
• Differentiates us from SaaS providers who aren't responsible for NPLs or fraud.

Is it mandatory? No. You can bring your own balance sheet or lender partners. Feesable Capital is optional but available if you want it.

You can bring your own balance sheet. Feesable's infrastructure works with multiple engagement models:

• Tech & DCM services only – You bring your own debt partners.
• Hybrid model – You provide senior debt, Feesable takes junior/mezzanine.
• Feesable Capital participation – We participate selectively based on portfolio performance.

This flexibility removes adoption barriers and aligns with varying risk appetites.

Yes. Our team has experience structuring Shariah-compliant credit facilities, and we can support Islamic finance products where needed.

If your platform serves markets where Shariah compliance is required, we can help structure appropriate products. Get in touch to discuss specifics.

Feesable's revenue comes from three sources:

1. Infrastructure Fees – For access to embedded lending and debt capital operations tools.
2. Transaction Fees – Per-loan or per-transaction fees as volume scales.
3. Risk Participation – When we take junior/mezzanine risk, we earn returns on that capital.

Our business model scales as your loan book scales. We're aligned with your growth.

Pricing depends on your use case, expected volume, and which products you're using. Generally:

• Setup Fees – One-time integration and onboarding costs.
• Platform Fees – Monthly or annual access to infrastructure.
• Transaction Fees – Per-loan or volume-based pricing as you scale.

We're happy to discuss pricing in detail based on your specific requirements. Get in touch to schedule a call.

Not necessarily. We work with partners at various stages - from pre-launch startups to established platforms.

What matters more is strategic fit, market opportunity, and alignment on growth goals. If you're serious about building scalable lending infrastructure, we're happy to explore partnership regardless of current volume.

Feesable operates as a fintech infrastructure provider within the GCC regulatory landscape. We work closely with regulated partners and maintain enterprise-grade compliance standards.

Our infrastructure includes automated regulatory reporting for central banks and credit bureaus, sanctions/PEP screening, and audit-ready decisioning trails. Learn more about our compliance framework.

Data security is foundational to our infrastructure:

• Encryption: AES-256 at rest, TLS 1.3 in transit.
• Access Controls: Role-based permissions, least privilege principles.
• Monitoring: Real-time fraud detection, anomaly detection, audit logs.
• Compliance: GDPR-aligned data handling, document retention policies.

Your data and your users' data is safeguarded at every layer. View our Trust Center.

We have multiple layers of fraud prevention and risk mitigation:

• Pre-Origination: KYC/KYB verification, sanctions/PEP screening, fraud detection models.
• Post-Origination: Ongoing monitoring, collections workflows, default management.
• Risk Participation: When Feesable takes junior/mezzanine risk, we share in losses, creating strong alignment.

Our credit decisioning is explainable and auditable, so regulators and lenders can trace every decision. This accountability differentiates us from pure software providers.

Yes. Our Debt Capital Operations infrastructure includes automated regulatory reporting for:

• Central bank reporting (GCC jurisdictions)
• Credit bureau integration
• Data provision for regulators and credit rating agencies

This ensures your lending operations remain compliant and transparent to authorities.

Simple:

1. Submit a partnership inquiry via our Partner with Us form.
2. Schedule a discovery call to discuss your use case, platform, and goals.
3. Receive a proposal outlining integration scope, timeline, and pricing.
4. Begin integration with sandbox access and technical support.

Most partners are live in production within 4-6 weeks. Contact us to start.

We're trusted by professional services and retail platforms across MENA. Many of our partners prefer to remain anonymous due to competitive sensitivity, but we're happy to provide references during partnership discussions.

If you'd like to speak with existing partners about their experience, let us know and we'll facilitate introductions where possible.

We work with partners at various stages from early-stage startups to established marketplaces and SaaS platforms.

What matters is strategic fit, market opportunity, and alignment on building scalable lending infrastructure. If you're serious about embedded lending or debt capital operations, we're happy to explore partnership.

Yes. Part of Feesable's value is connecting platforms and lending startups with institutional debt investors. Our Debt Capital Operations infrastructure is designed to provide the transparency and reporting that lenders need.

If you're looking to raise debt capital or structure forward-flow arrangements, we can facilitate introductions and provide the infrastructure to make those partnerships scalable. Reach out to our capital team.