Financing offered at the point of need, under your brand
The full origination stack: application and KYB, a configurable credit policy, live pricing, e-sign, servicing and collections. Your borrowers see your product. Feesable stays invisible, and never uses your data for anything else.
1.5%90 days
2.1%120 days
2.4%
Illustrative borrower interface. Price is computed by the same engine that decides the application, so the quote and the agreement can never disagree.
The lifecycle
Five stages, one set of records
Each stage is a component you can configure or replace. What you cannot do is break the chain: the priced offer, the signed agreement, the servicing schedule and the collateral record are all the same object.
- 01
Application and KYB
Everything the platform already knows is prefilled and provenance-tagged. Registry, sanctions and UBO checks are pluggable per market.
- 02
Decision
A versioned rule set decides in milliseconds, with a rule-by-rule trace. Exceptions route to a queue that is designed to be empty.
- 03
Offer and pricing
Amount and tenor recompute the price from your matrix. Fixed instalments or a share of payouts, per vertical.
- 04
Review and e-sign
The agreement is generated from the accepted terms, so a stale document can never be signed. Localised, including Arabic RTL.
- 05
Servicing and collections
Automatic deduction with a retry ladder, then journeys per program. A missed payment raises an event immediately, not overnight.
Decisioning
Models feed fields. Rules decide
A score can be an input to a decision. It is never the decision. Every outcome replays from a policy version plus an input snapshot, which is what your credit committee, your auditor and your lender all need to see.
- Draft policies are backtested against the full historical population, not a sample
- Promotion is maker-checker gated, and no version can activate itself
- Program limits mirror facility covenants, so origination cannot book what the facility cannot absorb
Illustrative interface. Figures are examples, not client data.
Where it fits
If your platform handles transactions, cash flows or trade, the financing need is already in the workflow
Feesable provides the software that enables these use cases. Feesable is not a lender and takes no credit exposure.
Delivery
Deploy it three ways, or all three
Choose any combination of components per implementation. The credit policy, pricing matrix and document templates stay the same underneath.
Embedded widget
Placed inside a partner platform at the point of need: dashboard, payout page or checkout. Themed to the partner's brand.
Native portal
Your own borrower portal covering the full lifecycle: apply, sign, service, settle. Same components, different shell.
API only
Every compute is available as an API when the partner builds its own interface. The UI is a client, not the only client.
Every loan is collateral-tagged the moment it is created
Which means the pledged pool is not assembled later from an export. When the facility side needs a borrowing base, the records are already there, already tested, already allocated.
See it running on your vertical
Tell us the workflow and the asset, and we will walk through the borrower journey and the credit policy behind it.