Calculation and reporting, run for you
Some teams want the platform. Others want the output, and a smaller finance team. As your data agency, Feesable maintains the covenant model, produces the certificates and reports on schedule, and hands your lender a live view instead of an attachment.
Illustrative interface. Figures are examples, not client data.
Scope of service
Four responsibilities we take off your finance team
Model the agreement
Your loan and security agreement is turned into executable rules: eligibility criteria, concentration limits, advance-rate schedules, covenant tests and trigger events, each mapped to its clause.
Run the calculations
Eligibility, borrowing base, concentration, advance rates and covenant positions, computed on live data with every reduction attributed to the rule that caused it.
Issue the reporting
Certificates, servicer reports, stratifications and variance reports delivered on the facility calendar, in your lender's required format, with the workings attached.
Answer the questions
Lender queries, auditor requests and diligence lists answered from the audit trail. Your team stops rebuilding last month's numbers to explain them.
The difference
Connected to the source, not waiting on a spreadsheet
A traditional agency workflow is a relay: the originator prepares a tape, an analyst rebuilds it in Excel, a reviewer approves it, a PDF goes out. Every handoff adds days, and each one is a place where a number can be edited.
Feesable orchestrates calculation and reporting. Feesable does not hold client funds and does not act as trustee, and where a facility requires those roles they stay with your appointed providers.
Beyond the certificate
Once the data is reconciled, the analysis is nearly free
Reporting is the obligation. What makes it worth reading is what sits on top: a unified view across facilities and vintages, and the ability to test a change before committing to it.
Portfolio aggregation
One reconciled view across every facility, SPV and forward-flow program, rather than a folder of separate models.
Vintage and cohort analysis
Performance by origination month, vertical, obligor and product, on the same definitions your lender reports use.
Simulation and back-test
Model a pool change, an eligibility amendment or a stress case, and replay it against history before you take it to the lender.
Take it in house when ready
The service runs on the same platform you would license. Moving the work to your own team is a change of seats, not a migration.
Send us a facility document and a sample tape
We will model the covenants, produce a first certificate against your own data, and you can compare it line by line with the one your team built.